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Digital Banking Round Table Summary: Banking-as-a-Service (BaaS)

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Open Banking is in many ways the convergence of three technological trends: Open API, Open Data, and Open Source. With these capabilities, smaller banks suddenly have potential reach they didn’t previously have, and are aggressively pursuing a concept known as Banking-as-a-Service (BaaS). With BaaS, banks can reach customers far beyond their traditional branch network and direct digital channels. With more than 5,000 community banks in the U.S., BaaS could provide them a future other than being acquired by a larger player.

During this round table discussion that was attended by representatives from Bank Mobile, Fifth Third Bank, CTBC Bank, Alta Bank and more, we discussed ways you can prepare your organizations to go down this path.

Complete the form to download the summary of the conversation held on this topic during our the round table.